Making Your Dollar Go Further
Jan/100
Trying to save cash to make ends meet in this challenging financial climate can be somewhat daunting and confusing especially if you’ve never had to curb your lifestyle before.
Our surroundings and the way we are brought up will often determine the way we spend or save our money in the future. There are some methods to curb your spending slowly over time without compromising your lifestyle which is both beneficial to you and to climate change which has been a hot topic recently. Savings on groceries would be a main area of concern for many. Curbing the expenditure in this area would go a long way to helping make ends meet.
Here are some of the tips to help you out.
Use free samples where possible. Companies are now giving away minute quantities of the products as free stuff for the customer. This is a form of incentive and also helps the consumer make up their mind without the hassle of spending the money and find out they do not like the actual item. Freebies are here to stay. Utilise them where possible. It will save you substantial coin in the long run.
Make your own baby food. If you have kids, you will know the cost of bringing up infants is quite extraordinary. Use the Net for ideas and recipes and believe me, there are heaps and save on costs. Yes you might have to spend a little more time in preparation but it will save you a lot of money and help you interact with your children more. You can definitely save hundreds of dollars or more a month by creating your own baby food.
Cook for your family. In a fast moving and consumerist society, the natural tendency is to eat out all the time. But if you can set a budget and stick to it with food it would be beneficial for your hip pocket. Visit 5dollardinners.com, where Erin shows you how to feed a family with 2 kids for just 5 bucks! Truly! Everyday there are new recipes and she uses real time prices of groceries so that you can copy her and experience similar benefits.
Avoid pre-packaged snacks. This point basically re-emphasises the above point. Individually-wrapped parcels of biscuits, chips, cheese products looks great and maybe convenient but you are ultimately paying for it with your hard earned cash. When you do some basic estimates the per-unit prices for these items is astronomical than if you purchased the products on their own and put it together yourself.
Unless you’re getting the items as free samples, stay well clear of these products.
Don’t waste food. This is so simple yet people just don’t do it right. The more you waste, the more your spend. If you search your fridge first so you know what is in there, eat what is going to go off first and keep the non perishables for another day. Americans waste over 5 billion kilograms of fruit and vegetables each year placing enormous strain on the environment. When you consider how many people die from starvation and relatable illness, the waste of this food is criminal and also eats up your money.
So consider these points if you are struggling to make ends meet. Even if you’re not, consider these points and change your lifestyle so it doesn’t place an unnecessary burden on society and the environment.
Forging Your Self-Confidence: Part 1
Oct/090
A young woman wrote to me recently, telling me that her whole life had taken a different turn since she heard me ask the question, “What one great thing would you dare to dream if you knew you could not fail?” She wrote that, up to that time, this was a question she had never even dared to consider, but now, she thought of nothing else. She had realized, in a great, blinding flash of clarity, that the main thing separating her from her hopes and dreams was the belief in her ability to achieve them.
Most of us are like this for most of our lives. There are many things that we want to be, and have and do, but we hold back. We are unsure because we lack the confidence necessary to step out in faith in the direction of our dreams.
Don’t Underestimate Yourself
Abraham Maslow said that the story of the human race is the story of men and women “selling themselves short.” Alfred Adler, the great psychotherapist, said that men and women have a natural tendency toward feelings of inferiority and inadequacy. Because we lack confidence, we don’t think we have the ability to do the kind of things that others have done, and in many cases, we don’t even try.
Just think: What difference would it make in your life if you had an absolutely unshakable confidence in your ability to achieve anything you really put your mind to? What would you want and wish and hope for? What would you dare to dream if you believed in yourself with such deep conviction that you had no fears of failure whatsoever?
Most people start off with little or no self-confidence, but as a result of their own efforts, they become bold and brave and outgoing. And we’ve discovered that if you do the same things that other self-confident men and women do, you, too, will experience the same feelings and get the same results.
Discover Yourself
The key is to be true to yourself, to be true to the very best that is in you, and to live your life consistent with your highest values and aspirations.
Take some time to think about who you are and what you believe in and what is important to you. Decide that you will never compromise your integrity by trying to be or say or feel something that is not true for you. Have the courage to accept yourself as you really are-not as you might be, or as someone else thinks you should be-and know that, taking everything into consideration, you are a pretty good person.
After all, we all have our own talents, skills and abilities that make us extraordinary. No one, including yourself, has any idea of your capabilities or of what you might ultimately do or become. Perhaps the hardest thing to do in life is to accept how extraordinary you really can be, and then to incorporate this awareness into your attitude and personality.
Know Yourself and Your Potential
In developing unshakable levels of self-confidence, your self-esteem, and self-regard are important starting points, but they are not enough. People have tried positive thinking and wishing and hoping for years, with only mixed results. To develop the deep-down kind of self-confidence that leads to victory, you need positive knowing, not just positive thinking.
Lasting self-confidence really comes from a sense of control. When you feel very much in control of yourself and your life, you feel confident enough to do and say the things that are consistent with your highest values. Psychologists today agree that a feeling of being “out of control” is the primary reason for stress and negativity and for feelings of inferiority and low self-confidence. And the way for you to get a solid sense of control over every part of your life is to set clear goals or objectives, to establish a sense of direction based on purposeful behavior aimed at predetermined ends.
Being true to yourself means knowing exactly what you want and having a plan to achieve it. Lasting self-confidence comes when you absolutely know that you have the capacity to get from where you are to wherever you want to go. You are behind the wheel of your life. You are the architect of your destiny and the master of your fate.
Instead of being preoccupied with the fear of failure and loss, as most people are, you focus on the opportunity and the possible gains of achievement. With a clearly defined track to run on, you become success-oriented, and you gradually build your confidence up to the stage where there is very little you will not take on.
Positive Thinking vs. Positive Knowing
Another essential way to build your self-confidence, through positive knowing rather than just positive thinking, is to become very good at what you do. The flip side of self-confidence is “self-efficacy,” or the ability to perform effectively in your chosen area.
You can raise your self-confidence instantly by the simple act of committing yourself to becoming excellent in your chosen field. You immediately separate yourself from the average individual who drifts from job to job and accepts mediocrity as the adequate standard.
Please stay tuned to my blog, as I will be posting Forging Your Self-Confidence Part 2 at the end of this week.
Until next time,
Brian Tracy
Forging Your Self-Confidence: Part 1
Oct/090
A young woman wrote to me recently, telling me that her whole life had taken a different turn since she heard me ask the question, “What one great thing would you dare to dream if you knew you could not fail?” She wrote that, up to that time, this was a question she had never even dared to consider, but now, she thought of nothing else. She had realized, in a great, blinding flash of clarity, that the main thing separating her from her hopes and dreams was the belief in her ability to achieve them.
Most of us are like this for most of our lives. There are many things that we want to be, and have and do, but we hold back. We are unsure because we lack the confidence necessary to step out in faith in the direction of our dreams.
Don’t Underestimate Yourself
Abraham Maslow said that the story of the human race is the story of men and women “selling themselves short.” Alfred Adler, the great psychotherapist, said that men and women have a natural tendency toward feelings of inferiority and inadequacy. Because we lack confidence, we don’t think we have the ability to do the kind of things that others have done, and in many cases, we don’t even try.
Just think: What difference would it make in your life if you had an absolutely unshakable confidence in your ability to achieve anything you really put your mind to? What would you want and wish and hope for? What would you dare to dream if you believed in yourself with such deep conviction that you had no fears of failure whatsoever?
Most people start off with little or no self-confidence, but as a result of their own efforts, they become bold and brave and outgoing. And we’ve discovered that if you do the same things that other self-confident men and women do, you, too, will experience the same feelings and get the same results.
Discover Yourself
The key is to be true to yourself, to be true to the very best that is in you, and to live your life consistent with your highest values and aspirations.
Take some time to think about who you are and what you believe in and what is important to you. Decide that you will never compromise your integrity by trying to be or say or feel something that is not true for you. Have the courage to accept yourself as you really are-not as you might be, or as someone else thinks you should be-and know that, taking everything into consideration, you are a pretty good person.
After all, we all have our own talents, skills and abilities that make us extraordinary. No one, including yourself, has any idea of your capabilities or of what you might ultimately do or become. Perhaps the hardest thing to do in life is to accept how extraordinary you really can be, and then to incorporate this awareness into your attitude and personality.
Know Yourself and Your Potential
In developing unshakable levels of self-confidence, your self-esteem, and self-regard are important starting points, but they are not enough. People have tried positive thinking and wishing and hoping for years, with only mixed results. To develop the deep-down kind of self-confidence that leads to victory, you need positive knowing, not just positive thinking.
Lasting self-confidence really comes from a sense of control. When you feel very much in control of yourself and your life, you feel confident enough to do and say the things that are consistent with your highest values. Psychologists today agree that a feeling of being “out of control” is the primary reason for stress and negativity and for feelings of inferiority and low self-confidence. And the way for you to get a solid sense of control over every part of your life is to set clear goals or objectives, to establish a sense of direction based on purposeful behavior aimed at predetermined ends.
Being true to yourself means knowing exactly what you want and having a plan to achieve it. Lasting self-confidence comes when you absolutely know that you have the capacity to get from where you are to wherever you want to go. You are behind the wheel of your life. You are the architect of your destiny and the master of your fate.
Instead of being preoccupied with the fear of failure and loss, as most people are, you focus on the opportunity and the possible gains of achievement. With a clearly defined track to run on, you become success-oriented, and you gradually build your confidence up to the stage where there is very little you will not take on.
Positive Thinking vs. Positive Knowing
Another essential way to build your self-confidence, through positive knowing rather than just positive thinking, is to become very good at what you do. The flip side of self-confidence is “self-efficacy,” or the ability to perform effectively in your chosen area.
You can raise your self-confidence instantly by the simple act of committing yourself to becoming excellent in your chosen field. You immediately separate yourself from the average individual who drifts from job to job and accepts mediocrity as the adequate standard.
Please stay tuned to my blog, as I will be posting Forging Your Self-Confidence Part 2 at the end of this week.
Until next time,
Brian Tracy
